HOW TO USE YOUR HSA/FSA FUNDS ON KALIPROTECTIVES.COM

HSA and FSA accounts are funded with pre-tax dollars, which means you effectively pay less for eligible products.

A Flexible Spending Account (FSA) and Health Savings Account (HSA) are both tax-advantaged accounts that let you set aside pre-tax money for eligible health-related purchases. FSA funds typically must be used within the plan year, while HSA funds roll over indefinitely.

Yes! Pick HSA/FSA in the payment list at checkout, answer a few quick health questions, and pay with your HSA or FSA card the same way you would use any other card. If your order needs a letter of medical necessity, it comes to you by email after you check out.

Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.

A Letter of Medical Necessity (LMN) is a document issued by a licensed healthcare provider confirming that a purchase is medically necessary. A licensed provider reviews your brief health survey at checkout and issues your LMN, which meets IRS guidelines for HSA/FSA reimbursement.

No. You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.

FSA funds typically expire at the end of your plan year, so it’s a good idea to use them before they expire. HSA funds roll over year to year. Either way, now is a great time to invest your pre-tax health dollars in better sleep.

Most customers receive their LMN within minutes to a few hours after completing the health assessment. In some cases it may take up to 1 business day.

You need one of those accounts to use pre-tax money. Check with your employer about FSA benefits, or look into opening an HSA if you have a qualifying high-deductible health plan. You can still check out normally with any card.

HSA and FSA are United States programs based on IRS-regulated accounts, so the pre-tax option applies to US accounts only. Everything on the site can still be bought the normal way.